Improvement of Bank Credits through the Point System "Model of Loaning Process"
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Publisher
Academic Journal Incorporations
Abstract
Description
The article describes a new model of compliance with the terms of credit by commercial banks and its evaluation. In this regard, the advantages of the "system of transformation of lending practices" scoring system, developed by combining national and foreign experience, are highlighted.
Keywords
Lending practice, evaluation criteria, coefficient method, credit risk, credit risk reduction, prospective analysis, financial indicators, non-financial indicators, transformation model, scoring system